Finance Options
Stoney Oaks Group is not a financial institute and does not collect any of your personal information
Small to Medium Project Finance
$1,000 - $100,000
The small to medium financing options are great for remodels, pools, patios, outdoor kitchens, flooring upgrades, and just about anything else you want to do to make your space more fun and enjoyable.
​
These loans are not tied to your home as a second mortgage they are personal loans and can be used for almost anything.
​
You can get qualified and approved within a few minutes and the qualification process does not affect your credit score. This is done by what is called a soft pull of your financial and employment status.
​
Other loans most of the time perform a hard pull of your financial status and these add to the count of number of inquiries in your credit report.
Realestate Finance
$100,000 - And Above
The real estate financing options are great for purchasing your property and setting up your construction loans.
​
These loans are tied to your property and home as a primary or secondary mortgage.
​
The qualification and approval process is a bit more detailed and requires additional documentation. This process includes a hard pull of your financial and employment status.
​
The hard pull of your financial status adds to the count of the number of inquiries in your credit report.
​
This is why it is important to know which banks will finance the type of building you want to build early in the process. This will minimize the number of credit pulls on your credit.